Trade finance for global businesses專為全球企業而設的貿易融資
Pay your suppliers, ship your orders and get paid sooner. We provide import loans, invoice finance and working capital to importers, exporters and trading companies.支付供應商貨款、完成訂單出貨、更快收回款項。我們為進出口商及貿易公司提供進口貸款、發票融資及營運資金。
- Facilities in multiple currencies提供多種貨幣融資
- All interest and fees set out in writing before you sign簽約前以書面列明所有利息及費用
- We deal with you directly, no intermediaries直接與客戶接洽，不經任何中介
Finance for every stage of your trade貿易每個階段的融資方案
From paying your overseas supplier to waiting on your customer's payment, we have a facility to keep your cash flowing.由支付海外供應商到等待客戶付款，我們都有合適的融資方案保持您的現金流。
Import & Trade Loans進口及貿易貸款
Pay overseas suppliers up front and repay once your goods are sold.先向海外供應商付款，貨物售出後才還款。
Enquire查詢 ›Purchase Order Finance訂單融資
Take on large confirmed orders without using up your own cash.承接大額確認訂單，無需動用自有資金。
Enquire查詢 ›Invoice Finance發票融資
Draw cash against approved invoices instead of waiting 30 to 120 days to be paid.以已審批發票提取資金，毋須等待30至120天賬期。
Enquire查詢 ›Supply Chain Finance供應鏈融資
Your suppliers get paid early while you keep longer payment terms.供應商提早收款，您則可享較長付款期。
Enquire查詢 ›Inventory Finance存貨融資
Borrow against stock in the warehouse or in transit to cover busy seasons.以倉存或在途貨物借款，應付旺季需要。
Enquire查詢 ›Business Loans商業貸款
Fixed-term funding for expansion, equipment or day-to-day working capital.定期貸款，用於業務擴展、購置設備或日常營運資金。
Enquire查詢 ›Four simple steps簡單四步
Submit enquiry提交查詢
Tell us about your business and the funding you need.提供公司資料及所需融資。
Provide documents提交文件
Company registration documents, accounts and trade documents.公司註冊文件、賬目及貿易單據。
Receive offer收取貸款建議
We send written terms with the full cost of the loan.以書面列明條款及全部貸款成本。
Sign & drawdown簽約及提款
Sign the agreement and funds are released.簽署貸款協議後即可發放款項。
A Hong Kong lender that understands trade熟悉貿易的香港放債人
High Credit Limited is a licensed money lender under the Money Lenders Ordinance (Cap. 163). We work with small and medium-sized businesses that buy, sell and ship goods globally, and we structure each facility around the actual transaction.高信信貸有限公司為根據《放債人條例》（第163章）持牌的放債人。我們服務在全球採購、銷售及運送貨物的中小企，並按實際交易安排每項融資。
Local decisions本地審批
Your application is reviewed by our team in Hong Kong.申請由香港團隊直接審核。
Transparent pricing收費透明
Effective interest rate and every fee stated up front.預先列明實際利率及所有費用。
Flexible structures靈活安排
Sized to your order, shipment or receivables.按訂單、貨運或應收賬款規模安排。
Dedicated manager專人跟進
One contact from application to repayment.由申請至還款均由專人負責。
Who we work with我們的客戶
Frequently asked questions常見問題
Who can apply?誰可以申請？
Companies registered or operating in Hong Kong with a trading history. We usually look for at least 12 months of operations and recent financial statements.在香港註冊或營運並有貿易紀錄的公司。一般要求最少12個月營運紀錄及近期財務報表。
What documents do I need?需要甚麼文件？
Business registration, certificate of incorporation, the last 6 months of bank statements, financial statements, and documents for the deal such as purchase orders, invoices or bills of lading.商業登記證、公司註冊證明書、最近6個月銀行月結單、財務報表，以及交易文件如採購訂單、發票或提單。
How long does approval take?審批需時多久？
Once we have a complete application, we aim to give you a decision within a few business days.收齊文件後，我們會盡快於數個工作天內作出決定。
Do you charge any upfront fees?會否預先收取費用？
All fees are shown in your written offer and loan agreement. We never ask you to pay a third party or intermediary to arrange a loan.所有費用均列於書面貸款建議及協議內。我們絕不會要求您向第三方或中介付款以安排貸款。
Speak to our team與我們聯絡
61–65 Chatham Road South, Tsim Sha Tsui, Kowloon, Hong Kong